Showing posts with label universal income. Show all posts
Showing posts with label universal income. Show all posts

Monday, March 17, 2014

dealing with bureacracy

Having spent last year avoiding the necessity for State benefits through some very careful budgeting, this year wasn't looking so promising. To start with I didn't have the same sized financial cushion I started last year with having spent about half of my redundancy money getting through the year with little regular employment. Then of course I got sick, which when you rely on casual work to top up your regular pitifully small income ($15 a week less than I pay in board and lodging, in case anyone thinks I'm exaggerating) kind of stuffs things up. At least the regular work I do have is in my own home, can be done in my pyjamas, and when need be I can head straight back to bed afterwards.

So my GP decided I needed to be getting some financial help, filled out the medical forms and sent me off with 'you will be making an appointment today, won't you?' So I dutifully rang the helpline, got them to send me the form and made an appointment, knowing full well I'd hear all about it if I didn't. Sometimes being a family friend of your GP can be a mixed blessing!

Well filling in the form was exhausting in itself, and was promptly followed by a two hour sleep. Luckily I have internet access at home, online banking and emailed payslips so could track down all the relevant information without too much difficulty, even double checking against my IRD (tax) online account. It is no wonder people often need help with or stuff up applications. As I filled it in I remembered meeting Elspeth in a cafe in Huddersfield to fill in my form for signing-on over the university summer break, back in the days when you still could - was it a B some-number-or-other form? She and Ben had run an interest group at Yorkshire Friends Holiday School that year on how to fill in benefit forms, such was the height of unemployment at the time (late '80s). My biggest struggle this time however was managing to think straight and do the addition required whilst dosed up on painkillers.

Coping with the actual appointment at WINZ was a much bigger challenge than I expected. I knew I was struggling to think straight, but still somehow I expected to be able to manage. Well I did, sort of, in that I got the benefit approved, backdated and in my bank account by the next morning. But what I was told and quite how things stand didn't really match up and I was too muzzy headed to pick up on this, even though I knew I had read all the stuff (albeit with a stonking headache and dosed up on painkillers...) which told me quite clearly that what they were saying wasn't really the case.

It was a friend on facebook who pointed out the discrepancy and offered to ask around folks she knew if there was an advocate in the area who could help. At which point I realised that I could, well should, have asked if someone from the Kaitaia Peoples' Centre could come and be an advocate for me. However had I been thinking straight enough to do that I would probably have been thinking straight enough to know that I'd read something different on their forms to what they had told me! It reminded me of carrying Rescue Remedy everywhere and seldom thinking to use it myself when I need it, only dispensing it to others I can see are in need, as when I need it myself I'm usually in no fit state to recognise it!

This whole experience, from hospitalisation, to discharge, to dealing with life afterwards has made me realise that there must be many who don't get the help they need because they don't know it is there or how to get it, or for whom it simply falls into the too hard basket to deal with. Our benefits system is geared towards minimising the number of claimants rather than helping people get everything they are entitled to. Yet again the concept of a universal basic income stands out to me as a means of ensuring people don't fall through the net. I'm lucky in that I know I'll still have somewhere to live regardless of what happens, if my board money is late well as long as it is paid eventually that is okay. Many others are not so fortunate and the stress of keeping a roof over ones head and food in the pantry when you are least able to manage it surely hinders recovery. It isn't like you get discharged from hospital with an information pack explaining what you might be entitled to, how to get it and what to do about any follow-up treatment or referrals that may be required, somehow you are expected to figure this out for yourself at a time when you're probably least capable of doing so.

I'm not yet sure what to do with all this going round in my head. I've only just reached the point where thinking coherently for any length of time has been possible. But it is something I don't want to forget about, maybe one day I'll be able to help someone else through the maze and give them the help I obviously needed, even if I couldn't see that at first.


Wednesday, August 21, 2013

unconditional basic income

The concept of an unconditional basic income is one that I've only come across recently, but since I have it seems to be popping up all over the place! In a nutshell the theory is everyone gets enough money to get by on, not with a lavish lifestyle but with all the necessities met. Obviously people can earn more by working but if they can't work say for health reasons, caring for someone else etc or don't want to as they have far too much else they want to do with their life, including being useful to society as volunteers etc then they can still get by. The fact that most people want to work/earn more money means the required labour force is still there. It makes being an artist, crafts person, actor, musician for a living all the more achievable as you can focus on your art for its own sake rather than the balance sheet. For inventors and dreamers of all persuasions it gives a place of security from which to persue your goals and dreams - how much more could we achieve if energy was put into that rather than simply covering the bills? This has to be a good thing for the world as a whole.

The economics of it stack up pretty well. For a start you can scrap all the assessment bureaucracy around entitlement to benefits! There may still be a need for additional help for those with severe health issues as many of the services, medications, therapies and transport etc don't come cheaply, but generally most benefits would be come uneccessary, likewise state pensions. Administering a system where the vast majority of people get exactly the same would be far cheaper to run. Then of course you free up people to care, volunteer etc which generally reduces the financial costs to society.... you can see now why I've become quite keen on the idea! And then when I think of Jimmy and co at Generation Zero working crazy hours, to both earn a living and campaign, the unconditional basic income makes more and more sense.

I'm basically a stay-at-home carer who gets paid for an hour a day but does the rest for love. I have time to do a lot of gardening which reduces the cost to the taxpayer as fewer hours are claimed for paid gardening help via WINZ (I am boarding with a supergold/community services card holder!). I do a lot of voluntary work - helping out at the local under-funded council library for a start - if it wasn't for their volunteers they couldn't provide the services they do. I also volunteer for our local TimeBank (a local community service) as well as being a member of it and of course there's the usual portfolio of Quaker responsibilities at local, national and international levels. I am on the relievers list (supply teachers) for the local kindergartens but that work is sporadic and unreliable. I'm busy filling what time is left with a variety of crafts, homeskills etc which whilst not contributing to the economy particularly, are generally environmentally friendly.

Financially I'm okay for now, due to careful stewardship of my redundancy money, a couple of windfalls and some savings but it won't last forever, in fact realistically it won't last beyond this year. But I feel like I don't have time for a job! Every day is busy, full, meaningful and useful to society. I don't want to get a job for the sake of simply getting a job. If I'm going to be tied to being somewhere else for X number of hours a week I want it to be as meaningful (to me) as what I'd otherwise be doing in that same time. I love having the flexibility of being able to take on challenges such as take photographs for an early childhood journal; do an extra few hours at the library because they are short staffed that week; know I can accompany Phyllis to someone's house for an afternoon meeting as she's worried about negotiating some steps she hasn't had to face since her fall, without it complicating my day - and those are just a few recent examples.

Having worked with a strong sense of calling before, and known what is like when leadings carry you to where everything just falls into place it is both a blessing and a burden. It is hard to settle for second best! But it also gives me the faith to wait and keep seeking for what feels right rather than get trapped in the monotony of applying for jobs I don't especially want and probably aren't suited for just so I can say I've tried. I'm extremely grateful for the fact that I have a grace period in which to let life settle and there be time for the universe to unfold, no doubt exactly as it should. I just wish someone would drop me a line soon to let me know which direction it is going in as somehow I can't see the universal basic income being a reality before the year is out!